Managing Rural Finances in India

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  • Author :Gursharan Singh Kainth
  • Year of Publication :2010
  • ISBN: :9788180696572
  • Language: :English
  • Binding: :Hard Bound
  • No of Pages: XX, 236
  • Size: 23 cms
  • Categories: Economics

About the Book :

This book, containing fifteen well-researched papers, attempts to analyze the various aspects of rural financial market in India, which has undergone a sea change after liberalization. Improving access to finance in rural areas is one of the biggest development challenges facing shining India. Due importance has been focus on marketing aspects of rural finance. Credit alone cannot bring in development unless accompanied by the provision of forward and backward linkages relating to the remunerative disposal of final products in the global market. Examining the reasons and factors affecting both banks and their clients, the contributors deliberate on poor repayment capacity of rural borrowers, high transaction costs of rural lending, status of rural institutional credit, problems and prospects of agricultural credit, credit planning, and growth and future agenda of micro-finance. They also deal with SHG-DCCB linkage, innovation in rural finances, role of rural banks in economic development and recent developments in the farmer market.

About Author :

Gursharan Singh Kainth started his career as Lecturer at Post-Graduate Department of Economics, Government College Gurdaspur and later at Khalsa College; Amritsar specializes in Quantitative and Development Economics. He has the distinction of serving the prestigious Punjab Agricultural University Ludhiana for more than two decades (1981-2000) and remained Director-Principal of Saint Soldier Management and Technical Institute Jalandhar. Currently, he is heading GAD Institute of Development Studies, Amritsar. A recipient of Cultural Doctorate of Philosophy of Economics from the World University, Arizona, USA is an active member of various professional bodies, namely, Indian Society of Agricultural Economics, Indian Society of Agricultural Marketing, Indian Institute of Public Administration, Agricultural Economics Research Association (India). He participated in various International/ national/regional seminars, conferences etc. and presented papers. He remained member of the Academic Council of Punjab Technical University, Jalandhar. An unwearied researcher has about 200 research papers published in various international and national journals of repute and ten research monographs to his kitty. Besides, he has authored/co-authored/edited 15 books which have been well received and highly acclaimed during his three decades of professional career. He was honoured by various awards, namely, Guru Draunacharya Samman, Vijay Rattan Award and so on.