Efficiency and Working of Regional Rural Banks in India
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About the Book :
The underpinning of regional rural banks can be seen as a unique experiment as well as experience in improving the efficacy of rural credit delivery mechanism keeping in view the local peculiarities. Given the multi agency share holding and various restructuring strategies of the banks introduced from time to time, the rural banks are under severe pressure to improve their base with a view to manage competitiveness. Hence, it is necessary that the functioning of rural banks be analyzed separately than the RRBs as a whole so that it helps in policy formulation. The present book is an attempt to enquire into such factors that influence the working of the rural banks in general and Meghalaya Rural Bank in particular.
About Author :
Jaynal Uddin Ahmed (b. 1974) is a Reader in the Department of Management at North-Eastern Hill University, Tura Campus, Meghalaya. He has presented research papers and has delivered lectures as resource person in various international, national and regional level seminars and conferences. Dr. Ahmed has published about three dozens research papers in referred journals and has four books viz., Public Sector Banks in India: Impact of Financial Sector Reforms (2005), Business Environment with Special Reference to North Eastern Region (2004), An Introduction to Man and Environment (2003), and Industrialization in North Eastern Region (2007) to his credit. He is the recipient of Best Thesis Award (2004) and Best Young Faculty Award (2005) for recognition of his research work.
Govinda Prasad Bhandari (b. 1974) is currently working as an Assistant Professor in the School of Business, Kaziranga University, Jorhat, Assam. He has teaching experience of more than 12 years and taught in various reputed colleges and business schools of north-eastern region. He holds Master degree in economics from Gauhati University, Guwahati and a Ph.D degree in Management from the North Eastern Hill University, Shillong, Meghalaya. Dr. Bhandari has several publications in various national and international journals. His areas of interest are micro and macro economics, rural banking and north east economy. He is actively engaged in teaching post graduate students and research activities.